Does applying affect my credit score?

A full credit application usually includes a hard inquiry. Ask us before you submit it if you have questions; sending us the basics first does not run your credit.

What do I need to bring to finance a car?

Bring a valid driver's license, proof of income (recent pay stubs or bank statements), proof of residence (a utility bill), and proof of insurance. If you're trading in, bring the title or loan payoff information.

Are your prices negotiable or are there hidden fees?

Each listing shows our price, which includes the $75 documentation fee. On top of it you pay sales tax and government fees, both included in the out-the-door estimate at checkout. Ask a specialist for a written breakdown for a specific car.

Used car financing in Springfield

Start a credit application online, or send us the basics and we will follow up with options. Approval and terms come from the lender.

See your estimated rate →An estimate in about a minute, with no credit check. Your actual rate depends on lender approval.Apply for credit →Secure, encrypted application that goes straight to our finance team.

Or send us the basics

No Social Security number needed. We'll reach out with options.

First name

Last name

Phone

Credit (optional self-estimate)

Texts, calls and deal emails are optional

Not required to buy or to send this form. Leave them unchecked and we still get your request. Check a box only if you want that follow-up.

Text me about this inquiryYes, Example Motors LLC may send me text messages about my inquiry, appointments and vehicles I may be interested in, including automated texts. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. See our Privacy Policy and SMS Terms.Call me about this inquiryYes, Example Motors LLC may call me about my inquiry, including calls from its automated virtual assistant. Consent is not a condition of purchase.Email me deals and price dropsYes, Example Motors LLC may email me deals, price drops, similar cars and promotions. Every email has an unsubscribe link. Not required to buy.

By submitting, you agree Example Motors LLC may reply to your inquiry by email or by a phone call from our staff.

Payment calculator

$475/mo

Financing $27,075 over 72 months at 7.99% APR. Estimate only, on approved credit. Price includes $75 doc fee. Excludes tax, title and registration.

Vehicle priceDown paymentTrade-in valueAPR %Term

Financing FAQs

Does applying affect my credit score?: A full credit application usually includes a hard inquiry. Ask us before you submit it if you have questions; sending us the basics first does not run your credit.
What do I need to bring to finance a car?: Bring a valid driver's license, proof of income (recent pay stubs or bank statements), proof of residence (a utility bill), and proof of insurance. If you're trading in, bring the title or loan payoff information.
Are your prices negotiable or are there hidden fees?: Each listing shows our price, which includes the $75 documentation fee. On top of it you pay sales tax and government fees, both included in the out-the-door estimate at checkout. Ask a specialist for a written breakdown for a specific car.